Our Sheffield and London homes are worth well over a million but the bank owns most of them - we are mortgaged up to the gills.

We need to reach out to small 'l' liberal voters who have a modern outlook on life, who want a party that is hard-headed on the economy - more credible on the economy than Labour - but more socially progressive and fairer than the Conservatives.

You see people literally in a different galaxy who are paying extraordinarily low rates of tax.

I don't want to clip on the armour every morning. I've seen some politicians do this and they get a bit mangled and bitter. I just refuse to do that. I refuse to be angry or bitter or complain, and I remain open. I may sometimes be a bit too open but I'm not going to change that one bit.

I think that the days when newspaper barons could basically click their fingers and governments would snap to attention have gone.

Liberalism is a really old British tradition and it has a completely different attitude towards the individual and the relationship between the individual and the state than the collectivist response of Labour, and particularly Old Labour, does.

Growth that lasts does not threaten our children's future. It recognises that our planet is a gift that must be cherished. That tomorrow is our responsibility as much as today.