It is impossible to exaggerate the wide, and widening, gulf between the American attitude on the Iraq war and the view from our friends across the Atlantic.

Whatever its other limitations, the Big Apple and those who live there make room for their dogs and cats, take good care of them and abide by the rules made necessary by a huge population.

Those who actually hate animals to the point of being cruel to them are outcasts to the rest of us, no matter where in the world they live.

What the F.D.I.C. does is to put the full faith and credit of the United States government behind every savings account in the nation, up to a limit that has changed over the years and stands now at $100,000.

In economic panics throughout history, the wiping out of the savings accounts of lower earners and the middle class has often led to social revolution, sometimes violent upheavals.

Currently, 94 out of 100 of us pay the Social Security tax all year round.

It is impossible to exaggerate the wide, and widening, gulf between the American attitude on the Iraq war and the view from our friends across the Atlantic.