If you get up every morning and smile, it's a good place to be.

While waiting for my visa, I got a job in the music industry, which was so exciting, it changed my life and stopped me moving.

I've always paid off my mortgage as much as I could.

Thirty-nine was the best year of my life earnings-wise. I paid off my mortgage and felt a massive sense of achievement.

My first part-time job gave me the smell of earning money when I worked in a village chemist aged 14. I loved helping the pharmacist with prescriptions and on the shop floor, with its glamorous make-up aisle.

I think Amy is a really difficult example. With any artist, none of us understands what it's like having the world's media scrutinising everything you do.

When I bought my first house in London with my husband-to-be, our surveyor said: "Nicki, you're paying top dollar, but it's not an investment," and I said: "But we're buying a home, not an investment."