Perhaps our most debilitating rut as a culture is a dependence on experts. Until we kick this dependency, how can we rise above the statistics and become a nation of entrepreneurs and leaders? The answer, as challenging as it is, is for entrepreneurs to show us the way, and to keep at it until more of us start to heed.

There are really only two ways to teach. You can inspire the student to voluntarily and enthusiastically choose to do the hard work necessary to get a great education, or you can attempt to require it of him.

"Thanks," many small businesspeople are saying, "but no thanks. Forget the government credits and loan programs, and just get rid of all the bureaucratic red tape and high taxes which make it hard to build businesses, hire employees and meet our payroll."

Until the American majority is willing to live within its means, it can hardly force its political leaders to do so.

The problem in modern America is not that an individual can't make a difference, but that nearly all of us are too distracted to even consider trying.

When we discover this and give our lives to it, we are leaders. This is the Path of Leadership. Whatever our age or phase of life, we must enter and stay on the Path of Leadership. The future of the world depends upon it-upon you.

Our middle class majority, deeply in personal debt, elects political leaders who increase our benefits. Then we vote them out because we dislike the soaring national debt.