One penny may seem to you a very insignificant thing, but it is the small seed from which fortunes spring.

What power can poverty have over a home where loving hearts are beating with a consciousness of untold riches of the head and heart?

There is no failure for the man who realizes his power, who never knows when he is beaten; there is no failure for the determined endeavor; the unconquerable will.

The wearer of smiles and the bearer of a kindly disposition needs no introduction, but is welcome anywhere.

There can be no life which does not contain something to be grateful for, and the habit of gratitude is one of the most powerful assets of success and happiness which can be named.

Thrift means that you should always have the best you can possibly afford, when the thing has any reference to your physical and mental health, to your growth in efficiency and power.

What keeps so many people back is simply unwillingness to pay the price, to make the exertion, the effort to sacrifice their ease and comfort.