True economy consists in always making the income exceed the outgo.

Money is in some respects like fire; it is a very excellent servant but a terrible master.

Fortune always favors the brave, and never helps a man who does not help himself.

Every man should make his son or daughter learn some useful trade or profession, so that in these days of changing fortunes of being rich today and poor tomorrow they may have something tangible to fall back upon. This provision might save many persons from misery, who by some unexpected turn of fortune have lost all their means.

Instead of spending money, I earned it.

A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending.

Your success depends on what you do yourself, with your own means