I think it'll take a while to adjust, but when you think about just the creativity of people and what they're capable of and the sort of aspirations and dreams that they have, the idea that they're not capable of anything more than sort of performing these automatable clerical tasks, I don't believe that for a second.

I think in general technology always sort of makes some jobs less relevant, or perhaps, even obsolete, but I will say that the idea that sort of workers will find nothing else to do seems like it's way too pessimistic on the capabilities of everyone as human beings, right?

Eventually, after a couple of years, Stripe strated to become an overnight success.

It's very possible that advertising business models will simply never do as well on mobile devices as those oriented around transactions.

I think it's kind of human nature to always want to see these things as a competitive dynamic, that either technology companies have to win or the banks have to win and one of them is going to lose. It's not as black and white.

I think it'll take a while to adjust, but when you think about just the creativity of people and what they're capable of and the sort of aspirations and dreams that they have, the idea that they're not capable of anything more than sort of performing these automatable clerical tasks, I don't believe that for a second.

One of the important lessons of the Internet is, how easy it is to get things done completely shapes what gets created. For that reason, technologies like Amazon's cloud service are very important. Even if they aren't technically impressive, they make things easy to do.