Invest in yourself. Your career is the engine of your wealth.

For many people a job is more than an income - it's an important part of who we are. So a career transition of any sort is one of the most unsettling experiences you can face in your life.

A successful business is a good way to create significant wealth, but not every business will grow into a News Corporation or a McDonalds.

Personally, I tend to worry about what I save, not what I spend.

Success on any level begins when you accept responsibility for creating life what you want. You are the only person who can truly make it happen. Not your boss, your business partner, your financial planner, your spouse of life-partner. Just you.

There are plenty of ways to get ahead. The first is so basic I'm almost embarrassed to say it: spend less than you earn.

If you don't act now while it's fresh in your mind, it will probably join the list of things you were always going to do but never quite got around to. Chances are you'll also miss some opportunities.