The only prerequisites are past experience, a suitable personality and good communication skills: you need to be able to communicate adequately in English.

Before you start trying to work out which direction the property market is headed, you should be aware that there are markets within markets.

For many people a job is more than an income - it's an important part of who we are. So a career transition of any sort is one of the most unsettling experiences you can face in your life.

Personally, I tend to worry about what I save, not what I spend.

If you don't act now while it's fresh in your mind, it will probably join the list of things you were always going to do but never quite got around to. Chances are you'll also miss some opportunities.

Don't go into business with the sole objective of making lot of money. If you put service, quality, and customer satisfaction first-the money will follow.

There are plenty of ways to get ahead. The first is so basic I'm almost embarrassed to say it: spend less than you earn.