In just the past century we have almost doubled the percentage of fat in our diets--from 20% in 1910 to about 35% today.

What is the one bright spot on the entire horizon that would give someone an opportunity to be retrained to learn new skills? Direct selling.

You only win when you help others win.

Amazingly, only 15 percent of U.S. adults engage in regular vigorous physical activity, and 60 percent report getting effectively no exercise at all from regular or sustained leisure time activity.

To create a new business that makes money, and more significantly, employs others, and more significantly, gives a product to a customer that improves their life, is our greatest challenge, our greatest opportunity, and the greatest gift, far greater than any charity that we can give our fellow person.

When you create a business, you create something that improves the life of your customer, of another person, maybe of ten people, of a thousand people, of a million people. There's no higher calling.

Unlike every other retirement vehicle, such as IRAs and 401(k)s, you receive a tax deduction for making contributions to your HSA but don't have to pay income taxes on withdrawals.