Before you invest in anything else, exhaust the possibilities of investing in your own business first.

Unlike every other retirement vehicle, such as IRAs and 401(k)s, you receive a tax deduction for making contributions to your HSA but don't have to pay income taxes on withdrawals.

The greatest opportunities today are to go into business for yourself as an entrepreneur.

Changes that used to take place in 50 years now happen in a handful of years . . . or even months. And how we deal with that changing technology explains almost everything.

Direct selling provides an opportunity open to absolutely everyone, regardless of background, specialized skills or capital worth.

It is thus hardly surprising that so many of the great minds in recent history have concerned themselves with economic matters. Indeed, they have come to regard economic theory in precisely the same way the ancient philosophers viewed the heavens - as the key to understanding and controlling our fate.

Amazingly, only 15 percent of U.S. adults engage in regular vigorous physical activity, and 60 percent report getting effectively no exercise at all from regular or sustained leisure time activity.