Investing is fun and exciting, but dangerous if you don't do any work.
Gentlemen who prefer bonds don't know what they're missing.
Everyone has the brain power to make money in stocks. Not everyone has the stomach.
It only takes a handful of big winners to make a lifetime of investing worthwhile.
If you have the stomach for stocks, but neither the time nor the inclination to do the homework, invest in equity mutual funds.
I've found that when the market's going down and you buy funds wisely, at some point in the future you will be happy. You won't get there by reading 'Now is the time to buy.'