We believe people are basically good. We believe everyone has something to contribute. We encourage you to treat others the way that you want to be treated.

Microloans enable the poor to lift themselves out of poverty through entrepreneurship.

Give the individual the power to be a producer as well as a consumer.

I've been asked before, "Who are your heroes?" and these types of questions. I always find it hard to identify a single person or a single book or this sort of thing. I've always been forward looking. I was raised with the notion that you can do pretty much anything you want. You're able to accomplish anything you set out to accomplish. I was given a sense of confidence and I never really felt the need to - or I've never had the benefit, I should probably say - of being inspired by outside heroes.

When you don't know what to expect, prepare for the unexpected.

Be an enzyme - a catalyst for change. As a slogan, I don't know if that's ever going to be right up there with Ich Bin Ein Berliner, or “I Have A Dream,” but there's a lot of truth to it.

You should pursue your passion. If you're passionate about something and you work hard, then I think you'll be successful. If you start a business because you think you're going to make a lot of money at it, then you probably won't be successful, because that's the wrong reason to start a business. You have to really believe in what you're doing, be passionate enough about it so that you will put in the hours and hard work that it takes to actually succeed there, and then you'll be successful.