Ironically, many people can't afford to give precisely because they're not giving. If we pay our debt to God first, then we will incur His blessing to help us pay our debts to men. But when we rob God to pay men, we rob ourselves of God's blessing.

Give regularly. Stewardship is not a once-a-year consideration, but a week-to-week, month-to-month commitment requiring discipline and consistency.

If economic catastrophe does come, will it be a time that draws Christians together to share every resource we have, or will it drive us apart to hide in our own basements or mountain retreats, guarding at gunpoint our private stores from others? If we faithfully use our assets for his kingdom now, rather than hoarding them, can't we trust our faithful God to provide for us then?

When I save, I lay something aside for future need. If I sense God's leading, I will give it away to meet greater needs. When I hoard, I'm unwilling to part with what I've saved to meet others' needs, because my possible future needs outweigh their actual present needs. I fail to love my neighbor as myself.

It's not just what Christian fiction lacks I appreciate - it's what it offers. The variety is vast: contemporary, historical, suspense, mysteries, adventure, young adult, romance, fantasy, science fiction.

Put your resources, your assets, your money and possessions, your time and talents and energies into the things of God. As surely as the compass needle follows north, your heart will follow your treasure. Money leads; hearts follow.

Materialism blinds us to our spiritual poverty. Jesus rebuked the Laodicean Christians because although they were materially wealthy, they were desperately poor in the things of God . Puritan Richard Baxter said, "When men prosper in the world, their minds are lifted up with their estates, and they can hardly believe that they are so ill, while they feel themselves so well."