For Christians this present life is the closest they will come to Hell. For unbelievers, it is the closest they will come to Heaven.

He who lays up treasures on earth spends his life backing away from his treasures. To him, death is loss. He who lays up treasures in heaven looks forward to eternity; he's moving daily toward his treasures. To him, death is gain. He who spends his life moving toward his treasures has reason to rejoice. Are you despairing or rejoicing?

As long as I hold tightly to something, I believe I own it. But when I give it away, I relinquish control, power, and prestige. When I realize that God has a claim not merely on the few dollars I might choose to throw in an offering plate, not simply on 10 percent or even 50 percent, but on 100 percent of "my" money, it's revolutionary. If I'm God's money manager, I'm not God. Money isn't God. God is God. So God, money, and I are each put in our rightful place.

When our eyes are set on eternity, the news that someone has come to know the Savior means a great deal more than the news of a salary raise or the prospect of getting the latest high-tech gadget.

Seek the Lord and give God the opportunity to provide through other means before you take out debt.

I believe the only way to break the power of materialism is first, to see ourselves as stewards that God has entrusted these money and possessions to, and second, to give. Jesus says, "It is more blessed to give than to receive". As long as I still have something, I believe I own it. But when I give it away, I relinquish the control, power, and prestige that come with wealth.

From beginning to end, Scripture repeatedly emphasizes God's ownership of everything: "To the Lord your God belong the heavens, even the highest heavens, the earth and everything in it" .When I grasp that I'm a steward, not an owner, it totally changes my perspective.