The vermin explain their sin with sanctimonious language like, "We've prayed about it and sought counsel, and we feel it's the right thing to do." Don't let it down on them that to the Enemy what they feel is inconsequential. His moral laws don't give a rip about how any of them feel. The sludgebags have no more power to vote them in and out of existence than they have power to revoke the law of gravity.

Tomorrow's character is made out of today's thoughts. Temptation may come suddenly, but sin does not.

Are we truly obeying the command to love our neighbor as ourselves if we're storing up money for potential future needs when our neighbor is laboring today under actual present needs?

Give sacrificially. We don't like risky faith. We like to have our safety net below us. But we miss the adventure of seeing God provide when we've really stretched ourselves in giving.

Too often we assume that God has increased our income to increase our standard of living, when his stated purpose is to increase our standard of giving. (Look again at 2 Corinthians 8:14 and 9:11).

If you're considering going into student debt, I encourage you to seek the Lord's will through the reading and study of His Word, prayer, and the wise counsel of others before you make the decision to take out a loan.

Whenever we have excess, giving should be our natural response. It should be the automatic decision, the obvious thing to do in light of Scripture and human need.