Because satan hates us, he's determined to rob us of the joy we'd have if we believed what God tells us about the magnificent world to come.

Tolstoy said, 'The antagonism between life and conscience may be removed either by a change of life or by a change of conscience.' Many of us have elected to adjust our consciences rather than our lives. Our powers of rationalization are unlimited. They allow us to live in luxury and indifference while others, whom we could help if we chose to, starve and go to hell.

I read secular fiction, but also enjoy novels with a Christian worldview.

As long as I hold tightly to something, I believe I own it. But when I give it away, I relinquish control, power, and prestige. When I realize that God has a claim not merely on the few dollars I might choose to throw in an offering plate, not simply on 10 percent or even 50 percent, but on 100 percent of "my" money, it's revolutionary. If I'm God's money manager, I'm not God. Money isn't God. God is God. So God, money, and I are each put in our rightful place.

What you do with your resources in this life is your autobiography.

Hudson Taylor and Charles Spurgeon believed that Romans prohibits debt altogether. However, if going into debt is always sin, it's difficult to understand why Scripture gives guidelines about lending and even encourages lending under certain circumstances. Proverbs says "the borrower is servant to the lender." It doesn't absolutely forbid debt, but it's certainly a strong warning.

Don't forget that the most effective form of child abuse is giving a child everything they want.