How can we recognize if we're falling into materialism's trap? Christ's words were direct and profound: "Where your treasure is, there your heart will be also" . What we do with our possessions is a sure indicator of what's in our hearts. Jesus is saying, "Show me your checkbook, your credit card statement, and your receipts for cash expenditures, and I'll show you where your heart is." What we do with our money doesn't lie. It is a bold statement to God of what we truly value.

Why ask for your daily bread when you own the bakery?

Grace never ignores the awful truth of our depravity; in fact it emphasizes it. The worse we realize we are the greater we realize God's grace.

Whenever I see an unmarried woman carrying a child, my first response is one of respect. I know she could have taken the quick fix without anyone knowing, but she chose instead to let an innocent child live.

Is It Unloving to Speak of Hell? If you were giving some friends directions to Denver and you knew that one road led there but a second road ended at a sharp cliff around a blind corner, would you talk only about the safe road? No. You would tell them about both, especially if you knew that the road to destruction was wider and more traveled. In fact, it would be terribly unloving not to warn them about that other road.

If we understand the dangers of materialism, it will help liberate us to experience the joys of Christ-centered stewardship. Jesus speaks of the "deceitfulness of wealth" . The psalmist warns, "Though your riches increase, do not set your heart on them" . The dangers of materialism are far-reaching. We should not think that we're immune to the value-changing nature of wealth.

Give cheerfully. If we're not cheerful, the problem is our heart, and the solution is redirecting our heart, not withholding our giving.