Never do today what you can put off till tomorrow if tomorrow might improve the odds.
Pessimist by policy, optimist by temperament- it is possible to be both. How? By never taking an unnecessary chance and by minimizing the risks you can't avoid. This permits you to play out the game untroubled by the certainty of the outcome.
Another ingredient in a happy marriage: Budget the luxuries first!
The trouble with conspiracies is that they rot internally.
Beware of altruism. It is based on self-deception, the root of all evil.
Budget the luxuries first.