All of us are responsible to provide for ourselves and our families in both temporal and spiritual ways. To provide providently, we must practice the principles of provident living: joyfully living within our means, being content with what we have, avoiding excessive debt, and diligently saving and preparing for rainy-day emergencies. When we live providently, we can provide for ourselves and our families and also follow the Savior's example to serve and bless others.

You and I were among those who used their agency to accept Heavenly Father's plan to come to earth, to have a mortal life, to progress. "We shouted for joy ... to have the opportunity of coming to the earth to receive bodies [for we knew] that we might become, through faithfulness, like unto our Father, God." Now we are here on earth, where opportunities to use our agency abound; for here "there is an opposition in all things." This opposition is essential to the purpose of our lives.

We were not sent by Father in Heaven just to be born. We were sent to endure and return to Him with honor.

Through the Savior's Atonement and by following these basic patterns of faithfulness, we receive "power from on high" to face the challenges of life. We need this divine power today more than ever.

Gratitude brings a peace that helps us overcome the pain of adversity and failure. Gratitude on a daily basis means we express appreciation for what we have now without qualification for what we had in the past or desire in the future. A recognition of and appreciation for our gifts and talents which have been given also allows us to acknowledge the need for help and assistance from the gifts and talents possessed by others.

We are all welcome to come into the waters of baptism. He was baptized to witness to His Father that He would be obedient in keeping His commandments. He was baptized to show us that we should receive the gift of the Holy Ghost.

Let us not give up on the Lord. His blessings are eternal, not temporary.