People need to wake up and realize that life doesn't wait for you. If you want something, get up and go after it.

Once again, the 90/10 rule of money applies - 10% of the borrowers in the world use debt to get richer - 90% use debt to get poorer.

Before you can transform your wallet from poor to rich, you've got to transform your spirit from poor to rich.

Money is not the goal. Money has no value. The value comes from the dreams money helps achieve.

Hoping gets you nothing in life. If you want more in life it’s your job to earn it.

The poor and the middle class work for money. The rich have money work for them.

I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.