One of the reasons the rich get richer, the poor get poorer and the middle class struggles in debt is because the subject of money is taught at home, not at school.

You want to know a little about a lot.

As long as you blame someone or something else - something outside you that's bigger than you are - as the source of your problems, the problems won't get solved.

You'll often find that it's not mom or dad, husband or wife, or the kids that's stopping you. It's you. Get out of your own way.

Instead, to be financially free, we need to learn how to make mistakes and manage risk.

Arrogant or critical people are often people with low self-esteem who are afraid of taking risks. That's because, if you learn something new, you are then required to make mistakes in order to fully understand what you have learned.

Often, the more money you make the more money you spend; that's why more money doesn't make you rich - assets make you rich.