Your most expensive advice is the free advice you receive from your financially struggling friends and relatives.
Robert Kiyosaki...Stop blaming me, thinking I'm the problem. If you think I'm the problem, then you have to change me. If you realize that you're the problem, then you can change yourself, learn something and grow wiser. Most people want everyone else in the world to change themselves. Let me tell you, it's easier to change yourself than everyone else.
Robert Kiyosaki