Self-discipline is the No. 1 delineating factor between the rich, the middle class and the poor.

It's easier to stand on the sidelines, criticize, and say why you shouldn't do something. The sidelines are crowded. Get in the game.

Within 7 days, 75% of people will have given up on their New Year's resolutions; that's tomorrow. Evaluate yourself. Don't be one of them.

Don't cut up your credit cards, the problem is not the cards, it's the lack of financial literacy of the person holding the cards and always make the best out of a bad situation

Making money has always been pretty easy for me, but today I don't need any more money. I still work, because money is important, but my work is more important than the money, now. And that's a very big difference. I just work because I enjoy my work.

Take responsibility for your finances or get used to taking orders for the rest of your life. You're either a master of money or a slave to it. Your choice.

My father was a university professor and his thing was tenure. Any time I hear a university professor say tenure, I hear the word dinosaur. You're not supposed to be getting tenure. You're supposed to be figuring out how you can teach more students at a better price and more effectively. That's your job.