A true luxury is a reward for investing in and developing a real asset.

Take responsibility for your finances or get used to taking orders for the rest of your life. You're either a master of money or a slave to it. Your choice.

If you look at anyone who has achieved great success and wealth, people like Warren Buffett, Oprah Winfrey, or Lance Armstrong, they have all focused intensely in order to win.

So if you think America's politicians and citizens are willing to make the changes necessary to strengthen the U.S. dollar, then don't buy silver. But if you're like me and don't expect us, as a nation, to take our medicine, then short the dollar - and the way you short the currency is by going long on gold and silver.

Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success.

Don't cut up your credit cards, the problem is not the cards, it's the lack of financial literacy of the person holding the cards and always make the best out of a bad situation

The idea of working all your life, saving, and putting money into a retirement account is a very slow plan.