Your mind, more than your actions, determines your net worth.
A truly intelligent person is the dumbest person on the team he is leading.
Business and investing are team sports.
Tomorrows only exist in the minds of dreamers and losers.
Your mindset matters. If you don't have the mindset of a wealthy person ("How can I afford it?") versus a poor person ("I can't afford it."), you will never achieve wealth.
You can either blame everybody else or you can take a look at yourself and determine where you can improve.