A true luxury is a reward for investing in and developing a real asset.
The world is full of smart, poor people.
Don't be so bitter about a bad experience from your past that you miss the opportunities in front of you.
Financial independence is about having more choices.
Take responsibility for your finances or get used to taking orders for the rest of your life. You're either a master of money or a slave to it. Your choice.
I mean, Hawaii is beautiful, but the world is full of beautiful places.