I'm excited about silver because as I write, it's relatively inexpensive. I'm also excited about silver because -- unlike real estate, which can require a lot of money, some finance skills, lots of due diligence and property management skills to do well -- silver is affordable to the masses, and management skills are minimum.

Demographics show that we are entering a battle between young and old. I call it the 'Age War.' The young want to hang onto their money to grow their families, businesses, and wealth. The old want the tax and investment dollars of the young to sustain their old age.

When people are lame, they love to blame.

It's the investor who is risky, not the investment.

The trouble with school is they give you the answer, then they give you the exam. That's not life.

Get out of your own way. Often, we're our own worst enemy when working towards our goals.

If you must work for money, find a way to work and be happy. That is financial intelligence.