I'm excited about silver because as I write, it's relatively inexpensive. I'm also excited about silver because -- unlike real estate, which can require a lot of money, some finance skills, lots of due diligence and property management skills to do well -- silver is affordable to the masses, and management skills are minimum.

It's when you take that first step opening a business or making an investment that it becomes real.

Start small and dream big.

Being prepared for a job is a good idea for the short term, but it is not enough for the long term.

Job security is a myth...it is also risky for self-employed people in my opinion. If they get sick, injured, or die, their income is directly impacted.

Money is kind of a base subject. Like water, food, air and housing, it affects everything yet for some reason the world of academics thinks it's a subject below their social standing.

The main reason people struggle financially is because they have spent years in school but learned nothing about money. The result is that people learn to work for money...but never learn to have money work for them.