Excuses are the words coming from the loser in you.
If you fail, learn, and move on, you're growing.
Escape your situation through your mind and your actions.
You can invest with less risk and make more money in the stock market. All you have to do is not be an average investor. Intelligence is the ability to make finer distinctions.
Get out of your own way. Often, we're our own worst enemy when working towards our goals.
When times are bad is when the real entrepreneurs emerge.