Most people struggle financially because they take advice from sales people, not rich people.
Some people worry. Others prepare.
Most businesses think that product is the most important thing, but without great leadership, mission and a team that deliver results at a high level, even the best product won't make a company successful.
I would say raising capital is one of the weakest things for most entrepreneurs.
People's lives are forever controlled by two emotions: fear and greed.
Finding your entrepreneurial spirit and making it strong is more important than the idea or business you are developing.