Your most expensive advice is the free advice you receive from your financially struggling friends and relatives.

Rich don't work for money. They work for assets.

Most people try to get rich by being cheap and the price for that is that you live cheap and there is so much money out there; why would you want to live cheap?

Typically the person who raises the money, or puts up the money to start the business, owns the lion's share of the business. So learn how to sell and keep learning. It will usually be your own fear that you have to overcome.

If you realize that you're the problem, then you can change yourself, learn something and grow wiser. Don't blame other people for your problems.

My Rich Dad said, 'All of us have the power of choice. I choose to be rich, and I make that choice every day.'

Don't bother with New Year's resolutions if you don't have the discipline to put a plan in place to actually achieve them.