Be careful when you take on debt. If you take on debt personally, make sure it is small. If you take on large debt, make sure someone else is paying for it.

In most cases, when people make more money, they get deeper in debt. This is why money alone does not make you rich.

The idea of working all your life, saving, and putting money into a retirement account is a very slow plan.

People don't like the idea of thinking long term. Many are desperately seeking short term answers because they have money problems to be solved today.

When employees unite, they form a union but when business owners unite, they form a team.

Enjoy the time you have with your friends & family. That doesn't mean spend money you don't have on them. It means enjoy your time with them.

It’s not who was right or who was wrong when a mistake was made. It’s about who learned from it.