You have to be smart. The easy days are over.

There are two things losers say: 'I can't do it' and 'I can't afford it.

If you look at anyone who has achieved great success and wealth, people like Warren Buffett, Oprah Winfrey, or Lance Armstrong, they have all focused intensely in order to win.

I am successful because I have always been a tortoise. I did not come from a rich family. I was not smart in school. I did not finish school. I am not particularly talented. Yet, I am far richer than most people simply because I did not stop.

You don't achieve success by "taking it easy" or "working on it later." You achieve it thru persistence and hard work.

In my opinion, the United States and many Western nations have a financial disaster coming, caused by our educational system’s failure to adequately provide a realistic financial education program for students.

When times are bad is when the real entrepreneurs emerge.