If you want to change your life, begin by changing your words. Start speaking the words of your dreams, of who you want to become, not the words of fear or failure.

People without financial knowledge, who take advice from financial experts are like lemmings simply following their leader. They race for the cliff and leap into the ocean of financial uncertainty, hoping to swim to the other side.

If you don't like the idea that most of the money spent on lottery tickets supports government programs, you should know that most of the earnings from mutual funds support investment advisors' and mutual fund managers' retirement.

Passion pushes you to learn more, create more and to create better. Best of all, it's contagious.

If you want to change who you are, begin by changing the size of your dream. Even if you are broke, it does not cost you anything to dream of being rich. Many poor people are poor because they have given up on dreaming.

Your mindset matters. If you don't have the mindset of a wealthy person ("How can I afford it?") versus a poor person ("I can't afford it."), you will never achieve wealth.

People with leverage have dominance over people with less leverage. In other words, just as humans gained advantages over animals by creating leveraged tools, similarly, humans who use these tools of leverage have more power over humans that do not. Saying it more simply, 'leverage is power'.