When you diversify your mutual funds, you are diversifying something that is already diversified. Diversifying mutual funds is like taking high octane gasoline & adding water & then adding orange juice to it.

You can tell a person's past, present and future by listening to the words they use.

The greatest cause of human financial struggle is the fear of losing money.

The main reason people struggle financially is because they have spent years in school but learned nothing about money. The result is that people learn to work for money...but never learn to have money work for them.

Hoping drains your energy. Action creates energy.

If you think you know it all, you really know nothing.

If you had seen me back in high school, there's no way you would have ever said I would become an author or teacher because I was a horrible student.