When you diversify your mutual funds, you are diversifying something that is already diversified. Diversifying mutual funds is like taking high octane gasoline & adding water & then adding orange juice to it.

The economy is in tatters; your job is in trouble - if you still have a job. And you know what? I've been saying it for years.

Education is more valuable than money, in the long run.

Self-discipline is the No. 1 delineating factor between the rich, the middle class and the poor.

It's more important to grow your income than cut your expenses. It's more important to grow your spirit that cut your dreams.

One of the most stupid things to do is to pretend you are smart. When you pretend to be smart, you are at the height of stupidity.

Sometimes the hardest thing to do is to trust your team. It's a lesson I've had to relearn quite a few times.