Savings represent much more than mere money value. They are the proof that the saver is worth something in himself. Any fool can waste; any fool can muddle; but it takes something more of a man to save and the more he saves the more of a man he makes of himself. Waste and extravagance unsettle a man's mind for every crisis; thrift, which means some form of self-restraint, steadies it.
Rudyard KiplingYou may talk o' gin and beer When you're quartered safe out 'ere, An' you're sent to penny-fights an' Aldershot it; But when it comes to slaughter You will do your work on water, An' you'll lick the bloomin' boots of 'im that's got it.
Rudyard Kipling