What turned me on then, and turns me on even today - and when the time comes from me to retire from management I think I'd still be interested in it - is that everything that happens in the world affects the price of securities.

The whole financial industry is consolidating in the United States.

I read a lot, but I read about the areas that I'm interested in.

From the business point of view, always encouraging the people in our company to own stock in the company, and if we're going to build something great, to have a lot of people share in the benefits of that greatness.

I'm not as involved in every little thing as I used to be.

I think we are a product of all our experiences.

If we build something great, like we have at Travelers Group so far, a whole host of people benefit.