At 20, you're cocky and you think you can rule the world, and you get it all wrong.

It's the government's job to encourage entrepreneurialism and investment. Most importantly, it's the government's duty to inspire confidence.

Money brings you security and choice. You can make decisions in a different way if you have a lot of money. But when you have nothing, you have a naivety, and a more fearless attitude because you have nothing to lose.

The biggest shock when I lost it all was the realization that so much of my life had been out of my control. When I started to make the money back, I vowed that it would never happen again. I bought things only when I could afford them. There was no big mortgage, no cars on hire purchase. I remember buying a TR6 sports car for £6,000, and funnily enough it gave me more pleasure than the Porsche ever had.

Have I got a black book? Yes, it's called a mobile phone. I do get offers. There is no shortage of people if you want to go on dates - working in TV, living in L.A., it is there if you want it.

So I would only feel guilt if I misled somebody who was terrible.

If I go into a relationship with an artist, which at most is going to last five years, we have a 100-page contract covering every eventuality. Whereas with marriage you go into it with no contract, with laws that date back hundreds of years, and I don't think that's right.