The intelligent beings in these regions should therefore not be surprised if they observe that their locality in the universe satisfies the conditions that are necessary for their existence. It is a bit like a rich person living in a wealthy neighborhood not seeing any poverty.

The increase of disorder or entropy with time is one example of what is called an arrow of time, something that distinguishes the past from the future, giving a direction to time.

I am just a child who has never grown up. I still keep asking these 'how' and 'why' questions. Occasionally, I find an answer.

If it [the universe] was expanding fairly slowly, the force of gravity would cause it eventually to stop expanding and then to start contracting. However, if it was expanding at more than a certain critical rate, gravity would never be strong enough to stop it, and the universe would continue to expand forever.

Intelligence is the ability to adapt to change.

Sometimes I wonder if I'm as famous for my wheelchair and disabilities as I am for my discoveries.

The concern here is that financial services become a kind of tech-led Wild West.