Wealth is not only what you have but it is also what you are.

Lack of industry is an attitude.

Planning is the mother of almost every other ability. Make your plan and set a timetable for its accomplishment in writing.

People would rather be praised than criticized but the later may help us make more progress.

Most procrastination is largely indecision. Someone has said that "hell is just truth seen too late."

God... has a pencil with an eraser on it and he has promised us that he will use it if we will repent and change our ways…He has said that if we would forsake our evil and thoroughly make up our minds against it, then he would wash it out of his mind and just forget the whole thing. Of course, he expects that we will wash it out of our minds also.

Treasures in heaven are more permanent. They are more satisfying. There are only two reasons why we are not as successful as we would like to be in laying up earthly treasures. One is that we sometimes get into the wrong business; and the second reason is that even though we may be in the right business, we do not always work at it effectively. Interestingly enough, these are the same reasons why we fail in laying up treasures in heaven.