It's a serious character weakness to think you can get something of value for little or nothing, to believe that life will flood you with abundance when you won't commit yourself to delivering your best contribution in exchange. In fact, it's a safe bet that you'll subconsciously sabotage yourself from being in such a place for long. You won't allow yourself to receive what you don't feel you've earned. To receive life's bounty, you must know without a doubt that you deserve it.

When in doubt, act boldly, as if it were impossible to fail. In essence it is.

You must assume 100% responsibility for your financial life. If you're going to improve your situation, you have to put the full burden of doing so squarely on your own shoulders. First and foremost, you must hold yourself responsible.

The more disciplined you become, the easier life gets.

If someone offers you a gift, and you decline to accept it, the other person still owns that gift. The same is true of insults and verbal attacks.

By all means listen to other people's advice, but when in doubt go with your gut instinct.

I learned that accepting others and accepting myself are two sides of the same coin; you can't love and accept yourself without doing the same for others.