There is more to literacy than 'reading' and 'writing'.

Integrity is better capital than money. You can accumulate it just like money, and you can use it just like money, but it goes further, and is enduring.

Attitude determines your altitude, if you have a bad attitude, even if you are way up there, you will come crashing down, and if you are still trying to take off, a bad attitude, will keep you on the ground, revving your engines but going nowhere.

A vision on its own is not enough. Hard work and dedication is required to make that vision a reality.

You can only find opportunities if you are looking for them.

Being promoted to a top position in your organisation, or even being elected to public office, does not suddenly endow you with financial literacy, if you did not acquire and develop it, earlier in your life.

If you are working or you are running a business you have to set aside time and money to invest in your continued formal education and skills acquisition.