Being promoted to a top position in your organisation, or even being elected to public office, does not suddenly endow you with financial literacy, if you did not acquire and develop it, earlier in your life.

Attitude determines your altitude, if you have a bad attitude, even if you are way up there, you will come crashing down, and if you are still trying to take off, a bad attitude, will keep you on the ground, revving your engines but going nowhere.

The worst financial decision you can ever make in your life, is to steal something. The second is like it, and that is to cheat someone. Even, if it would appear that you were never brought to account for it.

No matter what business you are in, and no matter how small or mundane, the activities, there must be continuous investment in it.

There is more to literacy than 'reading' and 'writing'.

We Africans are able to build companies that can operate in the global environment.

Whether you're a farmer, builder or engineer, the opportunities are equal: Just add a little innovation.