If you're going down the street and you're going the wrong way, remember - God permits U-turns.

Focus on what you have.

You have to see every potential roadblock as an opportunity and a benefit.

The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.

I've learned from her [ Oprah Winfrey] really how to stand in one's truth, how if you just simply are who you are, you know, you're heavy, you're thin, you're happy, you're sad - if you just speak your truth as it comes into your mind, then that's what people relate to.

Here's my gift-giving rule: Respect your current financial situation.

Power comes from who you are, not what you have, and the transformation starts with how you allow others to treat you.