abundance is in crucial ways a state of mind.

Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'

Money is the only thing you can use even if you don't have any. ... There's always a credit card.

Messages about money are passed down from generation to generation, worn and chipped like the family dishes.

The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.

Try handling problems in the office as dispassionately as you can and I guarantee you will have a better time of it; not least because when you bring emotion into the conversation, you furnish your colleagues with an easy "out" for dismissing you. If you are able to strip out the emotion, however, people have to deal with you based on the facts.

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.