If you're financially responsible, your children have a much better chance to grow up financially responsible.

If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options.

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.

People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well.

They got married, they got divorced, and half their money goes out the window.

When it comes to tackling your financial goals, whatever they might be, there's no time like the present.