The perfect time to start something never arrives START NOW!
Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.
The only time you are actually growing is when you are uncomfortable.
What you cannot see in the world is far more powerful than anything you can see.
It comes down to this: either you control money, or it controls you. To control money, you must manage it.
If you are not willing to receive, then you are "ripping off" those who want to give to you.