Complaining becomes a habit. Focusing on the negative also becomes a habit. It’s one of the most detrimental habits you can possibly have. It can negatively impact you socially, affecting your personal happiness, but it can also subconsciously sabotage your money and success.

How do rich people think and act?

I took his suggestion to heart and went from a "know-it-all" to a "learn-it-all."

Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success.

Let me put it bluntly: anyone who says that money isn't important doesn't have any! Rich people understand the importance of money and the place it has in our society. On the other hand, poor people validate their financial ineptitude by using irrelevant comparisons. They'll argue, "Well, money isn't important as love." Now, is that comparison dumb or what? What's more important, your arm or your leg? Maybe they're both important.

Rich people believe in themselves. They believe in their value and in their ability to deliver it. Poor people don't. That's why they need "guarantees."

Today's Declaration: I am courageous. I am willing to act in spite of fear.