If you are not willing to receive, then you are "ripping off" those who want to give to you.
T. Harv EkerCommit to growing yourself. Do not avoid problems and or complain about problems. Don't let them bother you. In fact, don't even call them problems; refer to them as "challenges" or "situations". Let go of the emotion and drama you create when you don't get what you want. Just stay present and handle one situation at a time with an open mind and an open heart. Trust yourself and in the universe that everything will work out in the end.
T. Harv Eker