“No thought lives in your head rent-free.” Each thought you have will either be an investment or a cost.

People are so afraid of hearing "No" that they often don't even try. You have nothing to lose by just asking! A good friend of mine once told me, "Harv, a closed mouth won't get fed." Open your mouth! Say something if negotiations aren't going the way you'd like.

Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.

Your world is one of cause and effect.

It comes down to this: either you control money, or it controls you. To control money, you must manage it.

You can choose to think in ways that will support you in your happiness and success instead of ways that don't.

Money will only make you more of what you already are.